A report released Wednesday indicates Texans will choose from lower-than-expected health plan premiums through the health insurance marketplace, which is scheduled to go online Oct. 1. The report, released by the Department of Health and Human Services, only discusses premiums. There is no mention of out-of-pocket costs including deductibles, copays and coinsurance.

Texas again had the highest rate of people without health insurance in 2012, according to data released by the U.S. Census Bureau last week. The number stands at 24.6 percent, or about 6 million Texans. In Texas, the average premium for the lowest-cost silver plan will be $287 and for the lowest-cost bronze plan, it will be $211. The average premium nationally for the second-lowest cost silver plan will be $328 before tax credits, or 16 percent below projections based off of Congressional Budget Office estimates.

In Houston, a 27-year old who makes $25,000 per year will pay $81 per month for the lowest cost bronze plan and $145 per month for the second lowest cost silver plan, according to HHS.

For a family of four, with an income of $50,000 per year, the lowest bronze plan would cost $52 per month.
Houston consumers will be able to choose from among 46 qualified health plans.

Blue Cross and Blue Shield of Texas, Cigna and Community Health Choice have all indicated they will participate in the federally run Texas marketplace.

If you need an experienced insurance lawyer in Texas, The Barton Law Firm can help you receive the money you are rightfully owed. Start the recovery process today by contacting us or fill our free consultation lawyer form today.